WFG Capital Advisors

Services

Mergers & Acquisitions

Strategic Consulting

Valuations

Corporate Finance

Career Management

Testimonial

WFG provides clients with strategic consulting services to identify and evaluate strategic alternatives designed to help agencies, both public and private, improve operations and enhance shareholder value. No matter what your needs are, the professionals at WFG Capital Advisors can provide you with the strategic solutions that will help ensure that your financial and non-financial goals and objectives will be realized. Examples of some of our services include the following:

	STRATEGIC PLANNING Integrated strategic and business planning programs are fundamental to growing a profitable agency. WFG specializes in developing customized strategic plans for insurance agencies. Our unique approach provides in-depth industry experience, knowledge and perspective to help agencies develop strategic plans and to recommend specific strategies and action plans to improve shareholder value over the long term.
	BUSINESS MEMORANDUM AND OPERATIONAL/FINANCIAL ASSESSMENT In performing a business memorandum and operational / financial assessment of an agency, we use our years of experience to provide an independent, third party evaluation of an agency’s overall business, operations, financial performance, and management and staff. This broad based review results in recommendations for improvement in 4 key categories—strategic, operational, organizational, and financial.
	SUCCESSION PLANNING WFG can play a key role in offering succession planning options. Regardless of the business size, the underlying principles of formulating a near and long term strategy remain the same: to provide strategies that afford the business owner(s) opportunity to smoothly and efficiently transfer ownership and realize liquidity from what is generally the business owner(s) most valuable asset.
	COMPENSATION AND EQUITY PLANS Talent continues to be one of the major issues confronting the industry today. To help agency owners recruit and retain talent, WFG assists clients in developing compensation and equity plans that not only helps recruit and retain talent but also better aligns the interests of shareholders and employees to increase shareholder value.
	STEADY STATE ANALYSIS Our proprietary “steady state analysis” is a comprehensive financial model that provides shareholders with a comparison of the present value of the free cash flow after tax that can be earned by shareholders over a specified time period by remaining independent and selling the agency at the end of the specified time period versus selling the agency today at the estimated fair market value. The key to our analysis is the determination of a “break even” growth rate that must be maintained to ensure that your decision to remain independent generates wealth creation.
	DUE DILIGENCE SUPPORT WFG’s goal is to assist clients perform and manage the due diligence process associated with either a sale or acquisition and to help minimize the risk in a transaction. Our detailed due diligence support expands beyond financial due diligence and covers other key areas such as operations, legal, human resources and tax due diligence.
	EXPERT WITNESS TESTIMONY We provide expert witness testimony for insurance-based litigation. Our clients include law firms representing plaintiffs, defendants and liquidators. The professionals of WFG are seasoned industry and regulatory executives who bring a distinguished history of insurance expertise to every case.
	OUTSIDE ADVISORY BOARD SERVICES While private companies are not subject to the new rules and regulations related to corporate governance, who does you or your management team go to when they need independent advice? A key service WFG provides to many of our clients is participating on an Outside Advisory Board. The Outside Advisory Board consists of seasoned professionals and would provide unbiased input, guidance and most importantly, a “sounding board” to help management lead the agency. We have seen Outside Advisory Boards be very effective in helping agencies make strategic decisions that become critical to the growth and profitability of the agency.
	ESOP STRATEGIES WFG provides ESOP financial advisory services related to the formation, structuring, financing, and valuation of both leveraged and non-leveraged ESOPs that provide business owners with strategic solutions. Whether your goal is to use an ESOP as a capital financing tool, tax planning strategy, liquidity strategy or incentive plan for employees, let WFG provide the solutions to meet your goals and objectives.
	FINANCIAL ADVISORY SERVICES WFG can perform a broad range of financial, economic, and diagnostic services with the goal of providing shareholders with creative solutions and strategies to improve operating results and enhance shareholder value.